India's FinTech sector stands at the intersection of innovation, regulation, and opportunity, driving one of the world's fastest-growing digital financial ecosystems. Powered by deep smartphone penetration, progressive government initiatives, and the global success of UPI, the industry is reshaping access to financial services at scale. Regulatory enablers such as RBI's sandbox framework have further accelerated innovation while ensuring consumer protection and systemic stability. With over 3,000 active startups and valuations projected to surpass USD 500 billion by 2029, India is rapidly emerging as the world's third-largest FinTech hub.
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