The Indian banking and financial sector remains central to economic growth, driving investment, financial inclusion, and digital transformation. With a diverse mix of banks and nearly 9,500 NBFCs, the sector has expanded access to credit across regions and segments. Regulatory reforms, including the IBC, SARFAESI, and digital lending guidelines, have strengthened oversight and improved asset quality, bringing NPAs to a 13-year low. The rise of FinTech and neo-banks has further reshaped the financial landscape.
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